# UMeProjects

> UMeProjects.com is a consumer and agent-facing marketplace for **assumable mortgages**: homes where a qualified buyer can take over the seller’s existing loan terms (including interest rate), subject to lender approval. The site surfaces MLS-backed listings, education, and tools for buyers, sellers, and real estate professionals.

## What this site is for

- Help users **find** properties that may be assumable (FHA, VA, USDA, and conventional where applicable).
- Explain **how assumptions work**, eligibility, and timelines versus a new purchase loan.
- Connect audiences to **markets** (search by location), **resources** (FAQs, blog, classes), and **onboarding** flows.

## Primary URLs (canonical)

- https://umeprojects.com/ — Home; featured certified listings and landing content.
- https://umeprojects.com/markets — Browse markets / city entry points for search.
- https://umeprojects.com/buyers — Buyer-focused education and CTAs.
- https://umeprojects.com/sellers — Seller-focused content on marketing assumable financing.
- https://umeprojects.com/realtors — Agent and broker resources.
- https://umeprojects.com/about — Company mission and positioning.
- https://umeprojects.com/faqs — Frequently asked questions about assumable mortgages.
- https://umeprojects.com/blogs — Long-form articles and updates.
- https://umeprojects.com/classes — Training and events.
- https://umeprojects.com/contact-us — Contact and support entry.
- https://umeprojects.com/onboard — Application / onboarding entry.
- https://umeprojects.com/privacy — Privacy policy.
- https://umeprojects.com/terms — Terms of service.

## Search and listings

- Interactive map search uses hyphenated location paths (for example /Phoenix-Arizona). A machine-readable index of market URLs is published at **https://umeprojects.com/sitemap.xml** (and nested sitemaps referenced there).
- Individual listing detail pages use the site’s listing URL pattern (see sitemap or on-site links from search results).

## For automated agents

- Prefer **https://umeprojects.com/sitemap.xml** for exhaustive URL discovery; **this file** is a concise summary for language models, not a replacement for the sitemap.
- Do not infer rates, eligibility, or availability from this file alone; listing and rate data are **time-sensitive** and must be read from the live site or official disclosures.
- **Contact**: use https://umeprojects.com/contact-us for human support; do not scrape personal data from listings beyond what the public pages already expose.

## Optional

- JSON-LD for listings and organization is emitted on relevant HTML pages for search engines; LLMs may use that when fetching HTML directly.

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Generated for llms.txt consumption. Last updated: 2026-08-16.